Changes in the regulatory policy of the Fed and its impact on the crypto market

On Friday, August 15, the Federal system changed its approach to regulating digital assets, including them under the scope of banking supervision. This means that cryptocurrencies are now equated with traditional financial instruments. Such a change reduces pressure on banking organizations, opening new prospects for the development of the industry.

Now banks will be able to independently assess risks when interacting with digital currencies without approval from regulators. This will allow companies to implement new services and also offer clients an expanded range of services: working with stablecoins and custodial services.

Most specialists in the field of digital assets view these changes positively. In their opinion, a more predictable regulatory framework is being formed, which eliminates barriers primarily for institutional capital. Under current conditions, banks will be able to apply systemic risk assessment strategies that were previously used only for traditional assets.

Experts emphasize that this will not only stimulate financial innovations but also contribute to the growth of trust in cryptocurrencies among institutional investors. As for banks directly, the current changes mean a reduction in bureaucratic barriers and transaction costs.

Credit organizations will not require prior approval from the Fed, allowing them to quickly launch new digital products on the market. However, alongside this, credit companies must ensure the security of operations, which has become a key requirement of the American regulator. Many experts note that this step by the Fed can be seen as recognition of digital coins as an integral part of the financial system.