Background Introduction

At the key point of rapid development of cryptocurrency in 2025, AI technology and blockchain narratives are highly integrated. The rise of AI and Web3 projects has led more and more tech investors to express bullish long-term views on digital assets. Recently, an AI entrepreneur Vincent Van Code has attracted market attention by boldly predicting that the price of XRP could rise to between 20 and 30 dollars in the future. This statement has sparked widespread discussion in the community and has once again made XRP the focus of market attention.

XRP is a blockchain token launched by Ripple Labs, primarily used to address the efficiency and cost issues of global cross-border payments. As one of the top ten cryptocurrencies by market capitalization, XRP has been regarded as an important asset for the integration of Web3 and traditional finance.

Price Outlook of AI Founders

Vincent Van Code stated on X (formerly Twitter) that, although he usually does not make specific predictions, he has a strong confidence in XRP, believing that its price will eventually reach 20-30 dollars, and possibly even as high as 50 dollars. He did not arrive at this view through traditional candlestick charts, technical indicators, and so on, but rather emphasized “faith-based investing”—believing in the potential of XRP in the global payment system and its likelihood of being widely adopted.

He added that this price target does not imply a short-term surge, but rather that the medium to long-term value of XRP will be naturally repriced by the market based on Ripple’s successful deeper integration with the global banking system.

Current Market Review

Figure:https://www.gate.com/trade/XRP_USDT

As of July 14, 2025, the trading price of XRP is approximately $2.93. In the past week, driven by expectations of the approval of a spot XRP ETF, the price has risen by more than 20%. This is also the first time XRP has stabilized above $2.80 in the past two months.

Looking back at history, XRP once surged to nearly $3.8 in 2018 due to Ripple’s partnership agreements with several banks; however, it subsequently faced lawsuits from the SEC and regulatory pressure, leading to a prolonged slump in the range of $0.3 to $0.5. Now, as regulatory headwinds gradually clear and the ETF concept gains traction, the market is reassessing the value center of XRP.

Market bullish sentiment

• Supporters believe that XRP is one of the most easily accepted cryptocurrencies by traditional finance, and once large-scale banks adopt XRP as a bridge for circulation, the price is expected to multiply several times.
• Technical analysts: Both JackTheRippler and EGRAG Crypto have pointed out that XRP’s long-term trend has broken through the downward channel, creating technical space for a push into the $30 range.
• Critics: Questioning the excessive circulation of XRP (over 50 billion), it would be extremely difficult for its market value to exceed Bitcoin if it were to support a price of $20.
• Moderates: They believe that if the ETF is approved, it will become a “catalyst” for a significant rise in XRP. However, if delayed, it may cause the market to return to a consolidation range.

Risk Warning and Investment Advice

For novice investors, there are a few key points to pay special attention to before seizing the investment opportunity of XRP:

1. Time dimension: A price of 20-30 dollars is not something that can be achieved in the short term; reasonable expectations for the holding period are necessary.
2. Liquidity Risk: Although XRP trading is active, there can be severe pullbacks during significant price fluctuations.
3. Regulatory Uncertainty: The SEC lawsuit is not yet fully resolved, and a negative ruling could severely undermine market confidence.
4. Asset allocation suggestion: It is recommended to participate in XRP with a “small position + long cycle” approach, buying in batches and rationally taking profits.